Uninsured & Underinsured Accident Attorneys in New York
We’ve Got You Covered
One of the most important types of auto insurance is the insurance you buy for yourself: uninsured motorist and underinsured motorist coverage. If you are injured by a driver who is uninsured or does not have enough insurance to pay for your damages, you could turn to your UM/SUM coverage for the money you need to pay your bills.
At the law firm of Paris & Chaikin, PLLC, our uninsured and underinsured accident attorneys in New York offer a free initial consultation to help you explore all of your options for insurance coverage after an auto accident, including UM/SUM coverage.
Contact our team online, or schedule a same-day appointment at (212) 742-0476.
Do I Have Uninsured Motorist Coverage?
In New York, insurance companies are required to provide you with coverage for uninsured motorists. The minimum amount of uninsured motorist coverage is $25,000 for one person and $50,000 for two or more people injured in an accident. In addition, you can buy supplemental uninsured motorist (SUM) coverage equal to the amount of liability insurance you carry, up to $250,000 per person and $500,000 for two or more people injured in an accident.
SUM Insurance Facts
SUM insurance is a bargain considering the extra level of protection it provides you and your family. According to the Insurance Research Council, 9 to 11% of drivers in New York are uninsured. A far greater percentage of drivers are underinsured, carrying only the minimum about of liability coverage, which is $25,000 for one person and $50,000 for two or more people injured in an accident. If you have suffered a serious injury, $25,000 will not go far in paying for your losses.
It’s important to seek legal advice when filing an uninsured or underinsured motorist claim. Our lawyer can help you maximize your recovery and avoid mistakes that can result in your insurance company denying your claim. We can also help you file an uninsured or SUM claim if you are an injured pedestrian or bicyclist.
Our New York uninsured and underinsured accident lawyers look forward to providing you with the professional counsel you will need to move forward with your uninsured or underinsured motorist claim.
For a free, no-obligation consultation, call us at (212) 742-0476.
Slip & Fall $11 Million
A well-known cellist was awarded almost $11 million after a slip and fall in a gourmet food market that resulted in injuries that now hamper her ability to plat the instrument.
Pedestrian Knockdown $2.8 Million
Our client was a pedestrian crossing the street when she was hit by a yellow school bus making a left-hand turn. As a result of the impact, she was forced to fall to the ground and sustained an injury to her shoulder and lower back.
Bus Accident $2.1 Million
A mediated settlement was reached on the eve of trial on behalf of our client who was a driver of a motor vehicle which was struck in the rear by a bus.
Pedestrian Accident $2 Million
Our client, a young boy, was crossing the street near his home on Staten Island when he slipped on ice in the roadway and was hit by a car.
Car Accident $1.7 Million
Our client was an ambulance driver responding to an emergency call. While in the process of making a left-hand turn with the ambulance lights and sirens in operation, he was struck by a vehicle going straight.
Truck Accident $1.5 Million
Our client, a 37 year old man, was struck in the rear by a truck while driving his car and subsequently underwent neck surgery. The defendant claimed our client cut him off.
Car Accident $1.25 Million
Our client was a rear-seat passenger in a motor vehicle that was pulled over on the shoulder of the Staten Island Expressway when it was rear-ended by the defendant in the early morning hours. In the accident, the plaintiff suffered multiple fractures, which required surgery.
Slip & Fall $1.2 Million
Our client tripped and fell coming out of a bar in Staten Island, sustaining injuries to her knee, neck, and back.
Our commitment to taking care of our clients is unrivalled. We even offer a luxury car service to take clients to and from our office.
Our legal team not only strives for victory, but also takes every conceivable step to maximize your recovery in the process.
Access to Experts
We hire the best in the field and work with top experts, specialists and investigators to fight for the recovery that you deserve.
Individualized Legal Care
We are committed to providing you with undivided attention & to tailoring our approach to the needs of your case.
For our firm, it is not about the money - we take profound joy in helping you get the justice that you deserve.
A Proven Record of Results
Our fearless attorneys are not afraid to go to trial & have recovered millions of dollars in recoveries for injured clients.